The Health Insurance Marketplace will open October 1. With the law's many provisions comes many services for women's health needs.
One of the most important benefits of the new healthcare law is that women will not be required to pay for mammograms, bone scans for osteoporosis, exams for cervical cancer and other tests if you meet the age requirements. These preventive services will also include screening for gestational diabetes in pregnant women, human papillomavirus testing and breastfeeding support, supplies and counseling to new mothers.
Women will also be able to obtain birth control for free and won't be required to pay for the doctor's visit that will determine which contraception is the best.
Another way women will benefit from the Affordable Care Act is that they won't be charged more for their insurance plans than men. There are currently 36 states that allow insurers to charge women more for coverage than men and some females are paying as much as 40 percent more than a man who is of the same age. Today, women pay more because of the extra tests such as mammograms and exams for cervical cancer.
Individuals who are already sick can still purchase a health insurance plan for the same price as someone who is healthy and of the same age. Typically, insurance companies could refuse to offer you coverage if you were already sick, but the Affordable Care Act did away with those policies.
If you are currently uninsured, you may qualify for financial assistance to purchase a new policy. Anyone who makes less than 400 percent of the federal poverty level, or $45,960 for an individual and $94,200 for a family of four will be offered aid.